How to Settle a Car Accident Claim Without a Lawyer

Accidents occur every year and lead to deaths of many people. Studies show that drunken driving may cause the increase in car accidents. Most people do not know how to get money from a car accident without a lawyer and instead hire a lawyer to help them in settling their claim. We will discuss possible ways that you can settle your car accident claim without a lawyer, which will help you in making the best decisions for your needs.

Evaluate the Extent of Your Damages

If you want to work towards settling, your claim considers having a clear idea of the damages you suffered. These damages include your personal physical injuries and those of your car. Calculate the total expenses incurred since you had an accident from car repairs to income lost from losing your days at work. You can also add future expenses especially if you had injuries that will prevent from being productive as you used to be. It is essential to add every detail when calculating the total damages and this will help in having a large settlement for your claim.

Speak to the Insurance Adjuster

When starting the process of settlement it is essential to speak to your insurance adjuster to know what extent they will cover after you are finished with filing your claim. They will assess the damage of your car and use that information to calculate the exact amount to be paid. You should negotiate with the insurance provider to maximize on your settlement. You should be cautious  and remain calm when dealing with insurance companies to enable you understand their problems and their stance in your settlement.

Craft Your Demand Letter

After you know how much the insurance company is willing to pay then you can craft your demand letter. At this moment, you can explain why the insurance is settling a small amount and why you need more compensation. In this letter, you should explain every detail of the severity of your injuries. A demand letter will signal the insurance company that you are ready to fight for what you deserve.

Await the Judges Verdict and Accept the Settlement

After hearing your car accidents case the judge will decide on how much money you need for settlement. If you were keep on presenting yourself then you are likely to receive a higher amount than what the insurance company quoted. But if you did not make a solid case the judge will conclude that the amount payable by the insurance company was fair and enough. Accepting the settlement will pave way for closure of the accident claim and you will have to move on with your daily life.

Altogether, if you settle your car accident claim early then it will ease the process of recovery. It is essential to research on the details of your car accident before starting the process of settling your claim.

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